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Risk Radar

6-dimension structural vulnerability analysis

Moderate Risk

Average risk score: 63/100

Forward-Looking Risk Projections

Probabilistic risk analysis with projected health impact and time horizons

6 active risks

Margin Compression Risk

medium Risk

Expenses are growing 12.5% MoM while revenue grows 8.2% MoM. If this trend continues, margins will compress by 26pp over 6 months.

Probability
52%
Health Impact
-31
score delta
Time Horizon
60d
medium-term
Current: 12.5
Target: 8.2%

Collection Efficiency Risk

medium Risk

$3,400 in overdue invoices (38% of AR). Average collection time is 42 days. Delayed cash compresses runway and working capital.

Probability
44%
Health Impact
-15
score delta
Time Horizon
30d
short-term
Current: 42.0
Target: 30%

Channel Concentration Risk

high Risk

68% of customers come from one marketing channel. Over-reliance on a single channel increases vulnerability to platform changes, policy shifts, or cost inflation. Diversify acquisition channels to reduce risk.

Probability
68%
Health Impact
-5
score delta
Time Horizon
90d
long-term
Current: 68.0
Target: 60%

Revenue Concentration Risk

medium Risk

Your top customer represents 45% of MRR ($5,580/mo). A single churn event would materially impact health score and runway.

Probability
45%
Health Impact
-5
score delta
Time Horizon
90d
long-term
Current: 45.0
Target: 30%

Runway Volatility Risk

low Risk

Monthly burn has 22% variance. Unpredictable expenses make runway projections unreliable and increase stress on 8.2-month runway.

Probability
22%
Health Impact
-9
score delta
Time Horizon
60d
medium-term
Current: 22.0
Target: 15%

Revenue Predictability Risk

low Risk

Only 55% of revenue is recurring. Low recurring percentage increases churn risk and revenue volatility. Target: 70%+ recurring.

Probability
31%
Health Impact
-2
score delta
Time Horizon
90d
long-term
Current: 55.0
Target: 70%

Risk Assessment by Dimension

Revenue Concentration

High Risk
45
/ 100

Margin Stability

Low Risk
78
/ 100

Burn Predictability

Low Risk
82
/ 100

Collection Efficiency

Moderate
58
/ 100

Runway Buffer

Moderate
68
/ 100

Revenue Predictability

Low Risk
71
/ 100

AI Risk Analysis

Your primary vulnerability is revenue concentration. Losing your top client (TechCorp) would reduce MRR by 45%. Additionally, collection efficiency is below target with $3,400 in overdue invoices. Consider: (1) Actively pursue 2-3 mid-size clients to diversify revenue, (2) Implement automated payment reminders, (3) Negotiate longer contract terms with TechCorp for stability.

Key Vulnerabilities

revenue concentration

45/100

Your top client (TechCorp) represents 45% of total revenue. Losing them would severely impact your business. Target: <30%.

top client_percentage: 45%
top 3_clients_percentage: 71%
target top_client: 30

collection efficiency

58/100

$3,400 in overdue invoices (2 clients). Average DSO is 38 days vs target of 30. Implement automated reminders.

average dso: 38
overdue amount: 3400
target dso: 30

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